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Loans for Government Workers & Defence Forces

Altus Financial Services provides customized loan solutions for civil servants, military personnel, police officers, and other government employees. Enjoy flexible terms, competitive interest rates, and fast approvals.

Secure Application
Backed by service ID or employer guarantee.
Payroll Based
Simple monthly deductions from salary.
Fast Turnaround
Loan processed within 24–48 hours.
Minimal Paperwork
Quick and easy documentation process.

  • NRC and valid service ID
  • 3 recent payslips
  • 3 months bank statements
  • Completed loan application form
  • Letter of introduction from employer
Apply Now - GRZ Employees 📄 Download Form
Apply Now - Zambia Army Employees 📄 Download Form
Apply Now - ZAF Employees 📄 Download Form
Government Loan Illustration

Other Types of Personal Loans Offered

Non Payroll Loan
Non-Payroll Loans

Short-term loans for individuals with regular income. Ideal for emergencies, school fees, and asset purchases.

Requirements
  • ✔️ NRC/Passport
  • ✔️ Proof of income
  • ✔️ 6-month bank statement
  • ✔️ Clean CRB report
  • ✔️ Security (Land or Assets)
📄 Form Apply Now
Payroll Loan
Corporate Payroll Loans

Loans with automatic salary deductions. Disbursed within 24 hours for partnered institutions.

Requirements
  • ✔️ 3 stamped payslips
  • ✔️ 3 stamped bank statements
  • ✔️ Introductory letter
  • ✔️ NRC/ID
  • ✔️ 2 Passport-size photos
📄 Form Apply Now
Salary Advance
Instant Salary Advance

Quick advance disbursed within 30 minutes after approval using DDACC system. No collateral required.

Requirements
  • ✔️ 3 recent payslips
  • ✔️ 3 bank statements
  • ✔️ 2 Passport-size photos
  • ✔️ NRC or valid ID
  • ✔️ Introductory letter
📄 Form Apply Now
  • Phone:
    +211 253 566
  • Email:
    info@altus.co.zm
  • Address:
    Mpile Office Park, 74 Independence Ave, Lusaka
Business Hours

Monday - Friday

8:00 AM - 5:00 PM

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